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Cross-Border Pay Hub

B2B Cross-Border Payments: How Businesses Actually Pay Overseas

B2B cross-border payments are the company version of a problem consumers know well — money leaving one country to land in another — except the amounts are larger, the counterparties are suppliers and staff rather than family, and the delay costs working capital instead of a weekend.

5%
How to Pay Suppliers
$120 billion
How to Pay Suppliers
$63 billion
How to Pay Suppliers

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How to Pay Suppliers in China

Paying suppliers in China almost always follows the same rhythm: a deposit to start production — commonly 30% — and

About this guide

How we cover this

Cross-Border Pay Hub publishes plain-English explainers written by named contributors. Figures are labelled with their source and dated, and pages are revised when the underlying facts change.

Editorial independence

We are not paid to feature any provider, and no company reviewed here has any say over what we publish.

What this is not

General information only. Nothing here is financial, legal or tax advice, and we do not move money or hold funds.

Who writes here

Gideon Marsh

Gideon writes the CFO/treasury layer: working capital tied up in transit, FX spread as a hidden cost line, settlement float, and where idle balances can be put to work compliantly. Register: measured, numbers-forward, slightly...

Nadia Kaur

Nadia writes about the operational reality of paying overseas vendors — invoice terms, FX conversion on large tickets, purpose codes, telegraphic transfers, and the reconciliation mess that follows. Register: practical, procurement-desk plain, worked-example first....

What we publish is independent analysis, not financial, legal or tax advice.